FinPe – Disclaimer

1. Nature of Services

FinPe is a digital financial services intermediary operated by Lisan Digital. The Website provides facilitation, advisory, and administrative services for:

• Existing Home Loan Transfers and EMI Optimization
• New Home Loan Applications

FinPe does not lend money, sanction loans, or guarantee approval or disbursement. All decisions regarding loan sanction, interest rates, tenure, or other terms are solely at the discretion of the respective lending institution.

2. No Financial Advice

The information, tools, and content provided on the Website are for general informational purposes only. FinPe does not provide financial, legal, or investment advice and users should consult a qualified professional before making any financial decision. Use of the Website does not create any fiduciary relationship between FinPe and the user.

3. No Guarantee of Loan Approval

FinPe makes reasonable efforts to assist users with loan facilitation, but:

• Loan approval, disbursement, and terms are entirely at the discretion of lenders.
• The service charge is non-refundable, irrespective of loan sanction or rejection (as mentioned in Terms & Conditions).
• Users acknowledge that outcome of loan applications cannot be guaranteed.

4. Accuracy of Information

While FinPe strives to provide accurate and up-to-date information, no warranty or representation is made regarding completeness, accuracy, or reliability. Users must verify all information independently and should not rely solely on the Website for critical financial decisions.

5. External Links

The Website may contain links to third-party websites. FinPe does not endorse, control, or guarantee the accuracy of any information on these websites. Users access external links at their own risk.

6. Limitation of Liability

FinPe and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use the Website
• Loan rejection, delays, or errors in information
• Decisions made by lending institutions

Users acknowledge that use of the Website and services is entirely at their own risk.

7. Intellectual Property

All content, logos, designs, and software on the Website are the intellectual property of Lisan Digital. Users may not copy, reproduce, or use any content without prior written permission.

8. Amendments

FinPe reserves the right to update, modify, or supplement this Disclaimer at any time without prior notice. Continued use of the Website constitutes acceptance of the revised Disclaimer.

9. Governing Law and Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Chennai, Tamil Nadu.